A Note from Gerald:

Starting January 1, 2014, the way we purchase individual health insurance will change dramatically.  This will be a great relief to some as they will be able to get coverage regardless of prior health issues and possibly be eligible for government assistance in paying for their coverage.  For others, it may mean reduced coverage or higher premiums.  It all depends on your personal situation.  I have been in this business for over 28 years advising individuals and businesses of their options and how their choices may affect them.  We have the expertise necessary to help you make what potentially could be your largest financial decision.  We will provide advice and services that you won't get from a newly hired, just-trained government assistant. We also urge you to contact us with any questions you may have. 

Thank you, Gerald